Synchrony Financial (NYSE: SYF), formerly GE Capital Retail Finance, is one of the leading consumer financial services companies in the United States. Our roots in consumer financing date back to 1932 and today we are the largest provider of private label credit cards in the United States, based on purchase volume and receivables. We offer a number of credit products through programs we have set up with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare providers, in order to generate growth for our partners and offer financial flexibility to our customers. More than 300,000 of our partners` sites in the United States and Canada, along with their websites and mobile applications, offer our customers a variety of credit products to finance the purchase of goods and services. Our offering includes private label and co-branded credit cards, advertising and installment credits, loyalty programs and Optimizer+ branded savings products plus insured through synchrony Bank. For more information, see www.synchronyfinancial.com and twitter.com/SYFNews. Depending on your creditworthiness, a regular credit card may also have a lower annual effective rate once the introduction phase is complete. But with a longer introductory period – say 18 months instead of 180 days – you`ll be more likely to pay for your furniture purchase before the 0% interest rate expires, so you won`t have to worry as much about the interest rate. If you want to take our word for it and sign up for a secure card that will help you rebuild your credit, the Capital One Secured Mastercard is our preferred choice. I applied last year and received the card, but I didn`t use it, so it`s always good to use it now or I have to apply again. If you are looking for new furniture, you may have a look at Rooms to Go.
This large shop specializes in affordable furniture and also offers a credit card to its customers. The Rooms To Go credit card is a way to finance your furniture purchases, but it`s riskier than the company`s marketing materials would have you believe. If you`re not sure if you can pay for your purchase during the deferred interest period, you`d better get away with a more traditional credit card offering a 0% annual effective introductory annual rate. If you want a card that is perfectly suited for financing and offers rewards, the Chase Freedom card is the right way to go. The annual annual rate of effectiveness is slightly higher and is 25.24%, but you will break through 0% effective annual interest for the first 15 months after notification. Plus, you can get some of the money you spend back through Chase`s rewards program. If you are looking for a card with a 0% introductory APR and a minimum fee, you should consider the Citi Simplicity Card. There is no annual fee and you will never be charged for late payments. It comes with an effective annual interest rate of 0% for 18 months, which then gives way to an annual effective rate of 15.49% to 25.49%, depending on your credit. No, it took me 4-5 years to close the account and it really caused my credit to drop by 20 points In comparison, other credit cards may offer a better deal. While many furniture home credit cards have similar terms, including high apRs, a non-shop credit card typically offers a longer 0 percent introductory period. The after-sales service number of the card is: 1-866-396-8254 Some offers mentioned on this page may be outdated.
To confirm offers and credit card data, check the exhibitor`s website. High interest rates can hurt you. At 27.74%, the effective annual interest rate of the Rooms To Go credit card is much higher than for most high-end credit cards, and this could follow you again, especially if you can`t pay off your purchases within the deferred interest rate period. . . .